HDFC Bank to supply personal loans, bank cards at ATMs

HDFC Bank to supply unsecured loans, bank cards at ATMs
If you’re an HDFC bank-account owner in need of that loan or a credit card, everything you need to do is walk over towards closest HDFC Bank ATM. Starting February 3, HDFC Bank, the united states’s second-largest private lender, will extend tiny immediate loans to …
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Signature loans: had been they bitten by the Fed?
Despite a move because of the Federal Reserve to increase interest levels by 0.25% in December, the attention price that customers will probably pay private loans won’t fluctuate much, at least into the almost term. “A 25 foundation point boost by the Fed isn’t a whole lot,” says …
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Cost of personal loans on the rise

Cost of personal loans on the rise
Interest rates on personal loans are rising fast, thanks to five interest rate rises since last summer and the global credit crunch, according to Moneyfacts.However, with more people looking to borrow because of pressure from mounting living costs …

5 Reasons Getting a Personal Loan for Holiday Shopping Is Smarter Than Using
To get a personal loan, you apply to a bank, credit union or peer-to-peer lending site to borrow a fixed sum of money. The lender considers your FICO credit score, employment, income and other factors when deciding whether to grant the loan to you.
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Latest Personal Loans News

11 Myths About Student Loan Forgiveness
While it’s true that private loan forgiveness programs are few and far between, some borrowers are able to settle private student loans for less than the full balance says Steve Rhode, founder of and a contributor …
Read more on News (blog)

loanDepot expansion plans now include home equity loans
“For example, consumers across the country who have legacy home equity products may experience payment shock this year as these loans reset. There are also tens of thousands of homeowners who took out higher-costing personal loans over the past few …
Read more on HousingWire

Latest Personal Loans News

Plaquemine man accused of stealing father’s identity to get auto, personal
He then used his father’s identity, without his knowledge or consent, and acquired an auto loan along with a personal loan which totaled around $ 69,000. McClay also tried to open two additional personal loans which totaled around $ 22,000, but was …

What Credit Score Is Needed for a Personal Loan?
If you’re strapped for cash but have pressing financial obligations, such as car or home repairs, or you need money for a vacation, a personal loan might be your best option. Personal loans can help you tackle common financial problems. Your credit …
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Credit Card vs. Personal Loan: Which One Should I Get?
When you need to borrow money to cover an expense, you might consider either a credit card or personal loan. Deciding which is better depends on your situation. Credit cards are ideal for short-term balances that you can pay off each month, while …
Read more on NerdWallet (blog)

Lake Elsinore flat rate MLS Listing provider From neighborhood Realtor Offering Thousands in Savings Using Discount Realty charges available these days

Lake Elsinore, California (PRWEB) May 12, 2015

the quickest growing staff of real estate agents and home loan professionals include another city due to their predetermined fee MLS detailing service in Riverside County Ca. The new website build for the flat rate listing Realtor in Lake Elsinore is yet another exemplory case of just how Kevin Leonard and his team a continuing to dominate neighborhood areas. The web site describes how making use of a Lake Elsinore Realtor that gives to list property with a-flat fee in the place of a portion associated with product sales cost has the potential to truly save all of them thousands. They offer to a-flat fee detailing fee of $ 3995.00 to record any home in Lake Elsinore, rather than the 2per cent or 3percent that lots of real-estate organizations in Riverside cost. Find out more how wise residents save by paying less Lake Elsinore Realtor charges by simply clicking the brand new website here,

The group recently covered up comparable webpages with regards to their flat fee listing service in Temecula as well as in Murrieta. The Realtor in Murrieta had been the first ever to introduce the discount realty fees in an effort to entice even more customers seeking to sell property. The flat fee MLS Murrieta service is based from their particular workplace found on Jefferson Ave, with several Realtors supplying this discount real estate listing provide. The group disseminate to cover neighboring cities, Menifee, Wildomar and now Lake Elsinore. The typical residence cost in Lake Elsinore is just about $ 270,000.00, and a dynamic housing market with many households looking get in the summertime months. Find out more about your home financial loans specialist Kevin Leonard along with his team by visiting,

The group pairs mortgage experts with regional realtors by advertising the two collectively. The produce mortgage purchase leads by building social media pages and YouTube videos towards benefits of home-ownership and financing options. They could pre-qualify a consumer for a home loan and give you the realtor to show all of them houses within their cost range. Having the ability to provide financing and a local agent, the group can supply unparalleled solution.


Kevin Leonard is home financing professional whom started when you look at the mortgage business in 1997 and since then he has grown to become one of the top mortgage experts in the nation, and has now received national recognition for his efforts. Mr. Leonard prides himself in providing constant interaction together with customers so they have the full knowledge of the loan procedure from start to finish. He is directly accountable for several thousand fundings, and along with his team, he’s got over 5 billion in residential loans financed to his credit. Mr. Leonard has a whole understating of this loan procedure from beginning to end, as well as consults with a long list of home loan bankers into the additional market. There are few, if any, having the knowledge that Kevin Leonard has in home loan industry. He was one of the first to join up with NMLS in 2008 with regards to was instituted, and presently is licensed inside state of California as a loan originator. His team is partnered using top Lake Elsinore real estate brokers due to the teams fast pre-approvals having the ability to fund purchase financial loans quickly. To purchase more expensive houses, uncover what the Jumbo loans in Murrieta tend to be start with simply clicking the highlighted website link.


Kevin Leonard

Phone: 951-200-5750

NMLS #6279

Alternative Lender SoFi Expands into Personal Loans

Alternative Lender SoFi Expands into Personal Loans
Social Finance, an alternative lender that has made its name in student loans, has branched out into personal finance. “I wouldn’t call it a new direction so much as expanding into the business strategy we had all along,” Mike Cagney, a co-founder of …
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Loan-Shopping Tips for Subprime Borrowers
Getting loans is becoming easier for borrowers with low credit scores. Avoiding sky-high interest rates, however, remains challenging. Nearly four out of every 10 approvals for car loans, credit cards and personal borrowing were given to subprime …
Read more on Wall Street Journal (blog)

When to Get a Personal Loan
The most common way to borrow, if you don’t have a helpful relative, is to go to a financial institution. There are different types of personal loans available depending on what you plan to do with the money — just bear in mind that eventually you’ll …
Read more on NerdWallet (blog)

The Complete Guide to Personal Loans

The Complete Guide to Personal Loans
It started out as a simple question on the forum, “Anyone know the difference between a consolidation loan and a personal loan? I see both on this site and others, but not sure what the difference is — are they the same?” A simple question?
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Here’s What You Need to Know About Personal Loans
Consumers who are looking for new ways to secure financing might want to consider a personal loan instead of credit cards or secured loans. Personal loans can be an inexpensive way to consolidate high-interest debt, fund a business endeavor, cover an …
Read more on Go Banking Rates

Marlette Funding Brings Best Egg Personal Loans to the General Public
WILMINGTON, Del. — Marlette Funding, LLC, a national marketplace for unsecured personal loans, announced that the general public can now apply for personal loans at Marlette Funding’s flagship financial product is a streamlined …
Read more on Rock Hill Herald (press release)

Budget Better in 2015 with Templates

Phoenix, AZ (PRWEB) January 30, 2015

With tax season approaching and the New Year moving forward, many are working hard to create and maintain a balanced budget. Whether its college expenses, travel savings, or family spending tracking, most everyone is managing their money somehow. While some rely on accountants, banking tools, or even handwritten ledgers to track their spending, TemplateHaven has created more options for people to control their money.

The website focuses on bringing pre-made Excel templates to users at no charge. As of now, theyre featuring over 50 templates specifically for budgeting. The Excel spreadsheets range from tracking money spent, to organizing tax expenses, and even to large family budgeting. All can be used in Microsofts Excel program.

Creating, tracking, maintaining, and tweaking a budget isnt easy, said TemplateHaven spokesperson Mary Flynn. We provide these templates that are already set up to help you handle all of that. For most of them, its simply a matter of entering in numbers, and the spreadsheet does the rest for you.

Academic, personal, business, and loan budgeting templates are all offered at no charge to anyone. Each one is coded in Excel to process the inputted numbers and create tracking graphs, math formula answers, and more.

Its not a personal accountant, said Flynn. But its a no-cost alternative for those who just want a simpler way to track their spending and create a budget. We have options for individual budgets, like vacation planning, and long-term spreadsheets for family planning for the whole year.

Along with budgeting tools, TemplateHaven offers educational planners, health trackers, and new 2015 calendars. Each is pre-coded and can be used separately from the internet for ease and privacy.

Flynn adds that the goal of the templates is to help people track their own budget while still being in complete control. You dont have to worry about a third party messing something up, or hackers gaining access. Its completely yours.

To browse and download the newest budgeting tools and templates, visit